New York Auto Insurance

In the Big Apple, before you can operate a vehicle you must first secure liability coverage, uninsured motorist bodily injury protection and personal injury protection (PIP). This is what new folks in New York should know while still at the stage of submitting free auto insurance quotes or arranging a meeting with auto insurance agents.

New York auto insurance laws require the liability coverage minimums at 25/50/10 where the insurance company of the driver at-fault will pay medical expenses of $25,000 per person harmed in an accident. The company must also pay another $50,000 for all injured and $10,000 more for any property damaged.

All over the United States, New York ranks second for having spent most money on car insurance, with an average of insurance cost marked at $1,160.80 annually. Drivers in New York paid an average of $799.26 for liability, another $338.94 for collision, and yet $178.08 more for comprehensive. The outcome of online auto quotes may be exciting but one has to look more closely for the best offer, considering all these.

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